Dr. Mark Waldman earned a Ph.D. in Economics at the University of Florida and is a  CERTIFIED FINANCIAL PLANNER™  professional. He has more than thirty-five years of experience as a financial advisor.


Dr. Waldman taught college-level Economics and Personal Finance courses for more than 30 years. He was an Executive in Residence in Personal Finance at American University, in Washington, DC. He has provided financial training to employees of the U.S. State Department, the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the National Credit Union Association, The Washington Post, AARP, and many other public and private organizations.


For more than 10 years Dr. Waldman was “Washington’s Money Doctor,” hosting a popular financial call-in show on WWRC Radio. He was a financial columnist for the “Federal Times” newspaper, and a syndicated writer through Maturity News Service.


Dr. Waldman is the author of “A Spiritual Guide to Money,” available on He has appeared on CNN, NPR’s Weekend Edition, and the Joan Rivers Show.


Mark enjoys reading, writing, doing Tai Chi Ch'uan, walking his dog Lady, and being married to Gail.


Gail Waldman earned a M.S. in Contracts and Acquisition Management and is a CERTIFIED FINANCIAL PLANNER™ professional. She also holds the Certified Divorce Financial Analyst™ designation. Gail has been the Chief Financial Officer of a defense contracting firm and has worked in the areas of corporate management and acquisitions. Gail has more than eight years of experience in brokerage account operations and estate administration and five years as a Financial Planner.


Gail is a competitive gravel bike racer, and regularly competes in local and national races. As of 2021, she is the National Champion in her age group for the second straight year.


Gail enjoys fishing, crafts, training and racing, walking Lady, and being married to Mark.